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Can anyone imagine each and every individual and business fighting back to solve the financial mess instead of depending on governmental intervention?

Here's the scenario:

1. each and every person with a mortgage, credit card, auto loan, business loan or mortgage pays an average of $50.00 more than the required minimum payment each month;


2. comMon estimates that there are at least fifty million such payors each month;


3. thus an extra ~$2.5 billion dollar will be repaid each month and lenders' income will go down by the same mount;


4. once the government and lenders become convinced we don't need them as much, a panic will set in that will allow all borrower's to get the credit they deserve, and only the credit they deserve;


5. no stronger message can be delivered; let's solve the problem ourselves.

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